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Derren Peters

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Recent Submissions

Paperwork to Keep After Closing Paperwork to Keep After Closing

By Derren Peters

You've closed the deal and moved in to the home of your dreams. Here are the vital documents you should keep in the shelf for future reference.

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Mortgage Disability Insurance Mortgage Disability Insurance

By Derren Peters

Mortgage Disability Insurance provides you with supplemental income to pay your mortgage should injury or illness leave you unable to work

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The Role of a Real Estate Lawyer The Role of a Real Estate Lawyer

By Derren Peters

Considering all of the professionals involved in your home purchase, you might wonder where a lawyer fits in. Learn here about the purpose of a real estate lawyer.

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Solving Credit Card Debt with your Home Equity Solving Credit Card Debt with your Home Equity

By Derren Peters

Feeling overwhelmed by debt is a stressful feeling, one that is, unfortunately, all too familiar for many Connecticut homeowners. Credit card debt is the most common culprit for many consumer debt woes.

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More Rental Scams More Rental Scams

By Derren Peters

The Internet has become the primary place for people to find housing and apartments to rent. Naturally, with all those consumers come a slew of frauds and scams designed to ring money from unsuspecting victims, from the 419 scam to "landlords" offering to rent properties they don't even own. Some tips to keep in mind if you're looking for a rental property online.

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Avoid Overpaying for Your Home Avoid Overpaying for Your Home

By Derren Peters

With few exceptions, every real estate transaction features a seller who wants to make as much money as possible, and a buyer equally motivated to save just as much money. In this way, real estate is no different than any other type of business. To avoid being one of the unfortunate souls to overpay for a home you could have acquired for less (perhaps much less), keep these tips in mind during each step of your adventures in the real estate market.

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Truth in Lending Act (TILA) Truth in Lending Act (TILA)

By Derren Peters

The Truth in Lending Act (TILA) was passed by Congress in 1968. It created a uniform system for calculating the terms of a consumer loan, and how that loan is explained to the public, making it easier for consumers to compare loans.

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Buying a Fixer-Upper Buying a Fixer-Upper

By Derren Peters

Fixer-Uppers are homes that require a bit of maintanence, and so will usually be sold for a lower price. This article outlines some important questions you should ask and decisions you should make before making that purchase.

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Your Home Insurance Deductible Affects Your Premiums Your Home Insurance Deductible Affects Your Premiums

By Derren Peters

Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to.

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Understanding Home Appraisals Understanding Home Appraisals

By Derren Peters

Appraisals are vital in the Texas real estate market, relevant to buyers, sellers, and lenders. Learn more about the appraisal process and what it means to you here.

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How an Appraisal Report is Compiled How an Appraisal Report is Compiled

By Derren Peters

Each appraisal report contains a variety of figures, property details and sales comparisons. But how is the appraisal report compiled?

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Selling Your Home Without an Agent Selling Your Home Without an Agent

By Derren Peters

Selling your home on your own comes with several responsibilities. Understand the duties and challenges of selling your home without an agent.

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Homeowners Insurance: Optional or Mandatory? Homeowners Insurance: Optional or Mandatory?

By Derren Peters

One of the crucial expenses associated with buying a home is the homeowners insurance. Is it mandatory, or can you elect to skip it?

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How Home Inspectors Become Licensed How Home Inspectors Become Licensed

By Derren Peters

The home inspector will play an important role if you're acquiring a home. A home represents a significant investment, perhaps the biggest of...

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Picking the Right Real Estate Lawyer Picking the Right Real Estate Lawyer

By Derren Peters

Finding the right real estate lawyer requires a little bit of homework, but the time put in is worth it.

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Sellers Need a Real Estate Lawyer Sellers Need a Real Estate Lawyer

By Derren Peters

Selling your home puts you back in the world of Texas real property law, a unique and often tricky legal realm that involves practices and problems not seen in other transactions. A lawyer can help you avoid some of the common problems with a sale, and also determine if any resulting agreement has been properly executed.

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Pros and Cons of a Home Equity Loan Pros and Cons of a Home Equity Loan

By Derren Peters

Owning a home has plenty of benefits, from tax breaks to personal pride. One of the financial advantages for Texas homeowners is the ability to draw money from the equity built up in their property.

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Reasons to Refinance Your Mortgage Reasons to Refinance Your Mortgage

By Derren Peters

Refinancing offers several different ways to bring down your payments and save you money. While weighing each option, keep the following in mind

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What's Included in an Appraisal Report What's Included in an Appraisal Report

By Derren Peters

An appraisal is a survey of a home performed by a licensed, independent professional to determine the home's market value. But what's included in the appraisal report?

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Choosing the Right Painter Choosing the Right Painter

By Derren Peters

There are a few issues you should consider prior to hiring a painting contractor for your home. Learn more here.

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The Cost of Moving The Cost of Moving

By Derren Peters

Whether you're heading to a new place in a new state, or staying within Massachusetts, moving brings a lot of excitement and change. But it's important to develop a moving budget to save money and avoid unnecessary expenses.

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What If The Appraisal Comes Back Low? What If The Appraisal Comes Back Low?

By Derren Peters

You negotiated the price, drew up all the contracts, and bought champagne for the closing. Then the appraisal came back lower than the sale price. Now what?

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Derren Peters is a Staff Writer at Connecticut Homes.